How The Appraisal Process Works

A professional, step-by-step home and property appraisal process completed by a Certified General Real Property Appraiser. Whether you need a residential appraisal for a purchase, refinance, estate, divorce, PMI removal, or tax documentation, the goal is the same: a clear, well-supported opinion of market value.

Step-By-Step

  1. Request & Scheduling
    Submit a request and we’ll confirm the property details, intended use, and scheduling. You’ll receive a clear timeline and next steps.
  2. On-Site Inspection
    A visit to take exterior/interior photos and measurements, observe condition, and note features and updates. Many inspections take about 30–45 minutes (larger or complex properties may take longer).
  3. Market Research & Analysis
    Your property is analyzed against key market data, often including recent comparable sales, current listings, location influences, and relevant property characteristics.
  4. Report Preparation
    A written appraisal report is prepared using recognized standards and supported by the data used to reach the final value conclusion.
  5. Delivery
    The completed report is delivered as instructed (typically to you, your lender, attorney, or other authorized party).

What Helps The Process Go Faster

  • Property address + county
  • Access instructions (gate codes, lockbox, pets, etc.)
  • A short list of improvements (renovations, additions, major repairs) with dates
  • HOA info (if applicable)
  • Survey/plat, if you have it (helpful, not required)

Quick Answers

Do I need to be home?
Not always. If access is arranged, the inspection can often be completed without you present.

Is this a home inspection?
No, an appraisal focuses on market value, not pass/fail condition. Condition and quality do factor into value.

How is value determined?
Through analysis of the local market and property characteristics, supported by comparable data when available.

Ready To Get Started?

Request an appraisal online, or call if you’d rather talk first.

Request An Appraisal Speak With Us

Prefer email? beckywhartonappraisals@gmail.com